Reaching your financial goals is about more than just investments; it takes careful planning to address the complexity of your personal and business situation.
Through our integrated wealth management process, we will evaluate your entire financial picture to create a consolidated strategy that strives to optimize the financial decisions you and your family will face throughout the different stages of your lives.
In this pursuit, we will draw on the expertise of specialists from RBC Wealth Management, which includes financial planners, tax specialists and estate planning professionals from our Wealth Management Services team.
Our areas of expertise include:
Financial Planning A comprehensive financial plan is designed to address all aspects of your financial circumstances. This includes debt and cash management, investment and retirement planning, risk management, as well as advanced tax and estate planning strategies.
Retirement Planning One of the most stressful times for many people is the transition from accumulating resources to living off them. Beginning with creating a stable income stream to the use of strategic withdrawals to minimize tax, we can help you optimize the resources that you have in order to maintain your desired lifestyle.
Estate Planning Establishing an estate plan is a vital component to protecting what you have built for future generations. We can provide guidance on how to most effectively structure your estate to minimize personal and corporate taxes and create the legacy you desire.
Tax Planning Minimizing taxes can have a major impact on your overall financial circumstances. We can help ensure you are taking advantage of proven strategies to minimize taxes payable; thereby keeping more of what your family earns.
Insurance Planning Personal and corporate insurance-based strategies can protect your wealth, boost retirement income and enhance the value of your estate. With the help of our insurance specialist, we work with you to identify any opportunities that may exist to meet these objectives.
Business Owner Planning As a successful entrepreneur, you face unique challenges when it comes to planning for your future. Our exclusive business owner planning service provides access to a team of highly trained professionals who understand your needs and can explore strategies with you to help structure your personal and corporate assets, analyze your tax situation, assess your risk exposure, and plan your eventual business succession.
Charitable Giving Donating to a worthwhile cause can be a rewarding way to create an ongoing legacy. We can help determine which charitable giving strategies are most appropriate based on your objectives.
Education Savings We can help you to maximize your Registered Education Savings Plan (RESP) as well as other options to fund children's expenses through a family trust.
Please contact us today to arrange a complimentary consultation.
